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CDs

A Certificate of Deposit (CD) is a great way to invest your extra cash into a low-risk, high-interest account that will grow over time. Our CD’s require minimum initial deposits, typically $250-$1,000, to open.  Please inquire for more details.

Note: CDs come with the following stipulations:

  • There is an early withdrawal penalty based on length of maturity.
  • Terms of maturity may vary; ask an account representative for details.
  • You may not make withdrawals of principal from your account before maturity.
 

List of Available CD Accounts:

Regular Certificate of Deposit

  • Typically earns a higher rate than a traditional savings account
  • Guaranteed competitive rates with long and short-term options to meet your needs
  • Requires commitment to leave money in for a specific time frame in order to avoid penalty

Spartan Certificate of Deposit

  • Great for students of all ages to save money for their future
  • Competitive interest rates
  • Bank will contribute $10 to opening deposit
  • Monthly incentive drawing held by bank, with winner earning additional $10 deposit
 
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